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The Bureau believes that most lenders already have the ability to comply with this provision, with the possible exception of lenders with affiliates that are run as separate operations, as lenders' own business needs likely lead them to have this capacity.
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Once approved, a registered information system would be required to submit biennial assessments of its information security program.
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Furthermore, the Bureau seeks comment on whether electronic delivery should be subject to additional requirements, including specific provisions of the E-Sign Act.
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